Federal Trade Commission — New Consumer Information

Hi everyone,

The FTC has made some new consumer informational materials regarding credit reports that may be helpful to you and your clients:

·The FTC has come out with a new video that can help you or your clients with ordering their credit reports for FREE. It tells clients why it’s important to check their credit report, and how they can get a free copy of their reports once a year from each of the three national consumer reporting companies. The information is available in English and Spanish at www.ftc.gov/freereports.
·There is also a 60-second file with audio tips on how you or your clients can their credit reports for free at: http://www.consumer.ftc.gov/media/video-0060-your-source-truly-free-credit-report-annualcreditreportcom.
·Information on a credit report is important because it may affect a consumer’s ability to : 1) get a car loan; 2) rent an apartment, or 3) buy a home. Everyone can get a free copy of your credit reports at www.AnnualCreditReport.com.
·There is a also information about how to build a better credit report. Here is a link to a PDF pamphlet you can download directly from the FTC website at: http://www.consumer.ftc.gov/articles/pdf-0032-building-a-better-credit-report.pdf. Free copies are available from their website. I have also attached a copy.
·Last, there is a pamphlet with information about how to dispute errors or incorrect information from a credit report. Here is a link to a PDF pamphlet you can download directly from the FTC website at: http://www.consumer.ftc.gov/articles/pdf-0038-how-to-dispute-credit-errors.pdf. Free copies are available from their website. I have also attached a copy.

Happy New Year!
Maggie

Magdalena Reyes Bordeaux
Supervising Attorney
Public Counsel